Car Insurance Concerns In New Jersey - My9 New Jersey

Car Insurance Concerns In New Jersey

Posted: Updated:
Living in New Jersey has its perks, but it also has its costs. As a citizen of the state all you have to do is look at your car insurance premiums to know that you’re dishing out a huge amount of money every year just to have the privilege of driving on the road. In many cases, even clean driving records don't seem to matter.

New Jersey drivers who live in the state’s 30 largest cities pay an average of $2,000 annually according to a report done by ValuePenguin.com. New Jerseyeans living in more rural locations such as Hillsborough, Bridgewater, and Toms River pay less than $1,400 on average per year. If you live in more urban locations however, drivers get the boot with premiums skyrocketing to almost $2,400 a year. These areas include urban neighborhoods such as Newark, Passaic, and Paterson. Statistics like these lead many drivers in the state wondering why the current system is set up this way.

"I don't know how it works, but it's illegal not to have insurance. Somebody's paying somebody to make sure that we have to have insurance, you know? It’s a huge, huge amount of money,” New Jersey driver Duncan Lucifer said.

If you are one of the many people in the Garden State that are not happy with their car insurance rates, AAA says you can get them lowered. How much though depends on how much "homework" and fine print reading you are willing to do. Patti Mayer of AAA Mid-Atlantic gave helpful advice to help drivers lower your rates.

"Definitely compare your coverage’s and your carriers regularly to make sure you're getting a good deal. Ask for discounts; look through your options for discounts you may not be getting. Package your policies together; auto, home, and life insurance. You get bigger discounts when you insure multiple policies with the same carrier," Mayer said.

Although an individual can take personal initiative to get their car insurance premiums lowered, the ideology behind rates in New Jersey will still be debated. For example, a southern New Jersey driver pays the same rate as someone who lives in Philadelphia; the nation’s fifth largest city, yet someone whom lives in the same urban situation in North Jersey will be paying way more than the driver from Philly. Lesson from this; New Jersey is a very expensive place to live.

Watch Chasing New Jersey weeknights at 10pm on My9 and don’t forget to like us on Facebook!

  • Chasing New JerseyMore>>

  • Hoboken Cracking Down On Uber Car Services

    Hoboken Cracking Down On Uber Car Services

    Friday, August 29 2014 1:11 PM EDT2014-08-29 17:11:05 GMT
    The town of Hoboken, New Jersey is cracking down on Uber cars driving in and picking up passengers in the city. Uber is an app that you can use to request a car service to pick you up, but city officials say they are not licensed to operate in town. Marcus Enriquez was actually thrown out of an Uber car by a Hoboken police officer. He said he was on his way to work outside of the Hoboken taxi stand when a cop knocked on the window, kicked him out of the car and ticketed the Uber driver.
    The town of Hoboken, New Jersey is cracking down on Uber cars driving in and picking up passengers in the city. Uber is an app that you can use to request a car service to pick you up, but city officials say they are not licensed to operate in town. Marcus Enriquez was actually thrown out of an Uber car by a Hoboken police officer. He said he was on his way to work outside of the Hoboken taxi stand when a cop knocked on the window, kicked him out of the car and ticketed the Uber driver.
  • Backlash Over 9-Year-Old Uzi Accident That Killed A Shooting Instructor

    Backlash Over 9-Year-Old Uzi Accident That Killed A Shooting Instructor

    Friday, August 29 2014 10:34 AM EDT2014-08-29 14:34:27 GMT
    The tragic accident of a 9-year-old New Jersey Girl who shot and killed a Las Vegas shooting instructor while shooting a fully automatic Uzi has gained national attention. The young girl was learning to shoot when the gun recoiled hitting the instructor in the head and killing him. This story has once again opened the debate about appropriate use of guns among children.
    The tragic accident of a 9-year-old New Jersey Girl who shot and killed a Las Vegas shooting instructor while shooting a fully automatic Uzi has gained national attention. The young girl was learning to shoot when the gun recoiled hitting the instructor in the head and killing him. This story has once again opened the debate about appropriate use of guns among children.
  • Town Passes Recording Ordinance After Cop Caught Dissing Obama

    Town Passes Recording Ordinance After Cop Caught Dissing Obama

    Friday, August 29 2014 10:33 AM EDT2014-08-29 14:33:59 GMT
    Steven Wronko is a Helmetta, New Jersey resident who recently taped local police officer, Richard Recine, saying that he doesn't have to follow the U.S. Constitution because President Obama doesn't. “Obama has decimated the friggen Constitution so I don't give a damn, cause if he doesn't have to follow the Constitution, we don't have to,” Recine is heard saying on tape.
    Steven Wronko is a Helmetta, New Jersey resident who recently taped local police officer, Richard Recine, saying that he doesn't have to follow the U.S. Constitution because President Obama doesn't. “Obama has decimated the friggen Constitution so I don't give a damn, cause if he doesn't have to follow the Constitution, we don't have to,” Recine is heard saying on tape.
Powered by WorldNow
Didn't find what you were looking for?
All content © Copyright 2000 - 2014 Fox Television Stations, Inc. and Worldnow. All Rights Reserved.
Privacy Policy | New Terms of Service What's new | Ad Choices