Does debt consolidation hurt your credit? What you need to know

Debt consolidation lets you roll several high-interests debts into one manageable payment. Find out whether it hurts your credit.

Housing inventory shortages drive seller's market in November, Redfin reports

Redfin's housing market predictions for 2022 are more positive with a higher supply of new homes causing price growth to slow down. But by then, higher mortgage rates are likely to impact housing affordability.

Student loan payment pause will not be extended, White House confirms

White House press secretary Jen Psaki confirmed that federal student loan borrowers will need to resume making payments in February.

What is a personal line of credit?

A personal line of credit is a type of revolving credit that can be used to cover expenses like home renovations. Here’s what you need to know before applying.

Social Security benefits see highest boost in 40 years, but inflation is higher

Social Security benefits will increase at their highest rate in 40 years, but the latest inflation numbers are even higher. Next year's increase may not be enough for seniors living on Social Security income.

This is the state where student loan borrowers struggle the most to repay their debt: report

A new study compared the average student loan debt to median annual earnings for student loan borrowers two years after graduation. See what you can do if you want to avoid delinquency.

Rising child care costs forced 38% of parents on take on side gigs, survey says: How you can afford expenses

Risings child care costs are forcing many parents to reconsider how to afford it. About 38% of parents even reported taking on a second job. Here's how to afford childcare expenses.

Social Security benefits could be slashed earlier than expected

Social securities are set to increase at their highest rate in 40 years in 2022, but could be slashed early by 20% or more if Congress doesn't act.

How to get a $50,000 personal loan

A $50,000 loan can be used for anything from financing a major purchase to funding a home renovation. Here’s how to get one.

High home prices could drop in November as mortgage rates increase, economist says

Home price growth could slow in the final months of 2021 as interest rates continue to rise, according to one. Here's what that means for homeowners and homebuyers

70% of Americans go over budget during the holidays, survey finds: How to cut costs

A recent survey found that most Americans admit to overspending during the holidays, but gift-giving doesn't have to be a burden on your wallet. Consider these tips to create a budget and earn rewards on your holiday spending.

FHFA to permanently allow desktop appraisals: How can it make the mortgage process easier?

The FHFA made desktop appraisals, a hybrid appraisal tool that allows appraisers to perform a valuation without physically visiting the home, permanent. Here's how that benefits borrowers.

Social Security payments increasing significantly in 2022, new bill could send payments higher

The Social Security Administration is seeing some changes, including increased payments to go out in 2022. Now, members of Congress are introducing a bill to save the program and expand its benefits.